What Is DeFi? Decentralized Finance Explained
Banks have middlemen. DeFi has code. Over $130 billion is locked in smart contracts that lend, trade, and generate yield — without a single bank account, credit check, or business hour.
Banks have middlemen. DeFi has code. Over $130 billion is locked in smart contracts that lend, trade, and generate yield — without a single bank account, credit check, or business hour.
SEC Chair Paul Atkins confirmed on April 6, 2026 that 'Regulation Crypto Assets' is at OIRA — the White House's regulatory review office — awaiting sign-off before public comment opens. The proposal creates three safe-harbor pathways, reclassifies most crypto assets as non-securities, and introduces the first structured fundraising framework for blockchain startups under U.S. federal law.